Using CashMap’s Line of Credit Strategy for Investing – Part 2


Using CashMap’s Line of Credit Strategy for Investing – Part 2

In my last post, I wanted to connect with those of you who don’t have any debt or you’re in no hurry to pay off your low interest mortgage. CashMap’s Line of Credit Strategy can be used for investing.

Investment Objective

Your primary goal is to keep your cash working for you 24/7 and still have access to your money. You believe that over the next twenty years, the dollars that you invest will give you a return of six percent.

Investment Results

By using your line of credit and investing 100 percent of your positive cash flow (This is your $1,000 you have left over after you pay your bills.) over the next twenty years, your account’s value can total $660,827. Over the twenty-year period, you will have paid just $6,843 interest. What would have happened if you hadn’t used your line of credit and wrote a $1,000 check each month? Your account’s value would be $627,551; that’s $33,276 less. The $6,843 interest yielded you a 486.25 percent return. If this is a viable alternative, there are few people like you. Most people will not empty their entire checking account every month for twenty years.

Simple Steps To Achieving Fantastic Results

To achieve these results, follow the steps outlined below.

  1. Start to process by withdrawing $5,300 from you line of credit and investing.
  2. At the end of the first month, withdraw and invest $15,444.
  3. Like CashMap’s Line of Credit Strategy for debt, shift your income to the line of credit and pay your bills from the line of credit at or near the end of your line of credit’s billing cycle.
  4. When the outstanding balance on your line of credit drops below $1,940, withdraw and invest another $15,444. This happens about once every 17 months.
  5. Every 4 years, withdraw and invest $3,319.

The unique relationship between your deposits and your positive cash flow drives the unique algorithm behind this solution.

A friend of mine is a financial advisor with one of the largest investment companies in the U.S. He told me that few of his clients are willing to invest more than 30 percent of their monthly cash flow. Offering clients the opportunity to earn an additional $356,704 would be a win-win scenario for the investment company and the client. Bim was so excited with these results, he would be happy to manage his client’s cash to ensure they achieve these results.

Are you convinced that making a few changes in how you manage your cash is worth your time?

Ready to start your journey towards financial freedom? Get started today!

Thanks for joining me. I’d love to hear from you. Please send your questions, topics or suggestions to You can also follow me on twitter at cash_map.

No Comments

Post A Comment


What are YOU saving for?

Know what you're working towards with our FREE These Are My Dreams worksheet. Visualize your priorities and learn how CashMap can make your dreams a reality!


It’s not magic. There’s no hidden catch. Use your bank’s money, not your hard-earned savings, to safely save more money and pay down more debt. Our clients have saved hundreds of thousands of dollars with this simple principle. Learn how it works with our FREE ebook Managing Your Lazy Dollars.