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Confidently Strengthen Your Finances

Pay off any debt faster, pay less interest and boost your savings. Keep your money working 24/7 using a simple process used daily by banks.

Use more of your money to keep more, save more so you can do what’s most important, faster than you ever thought possible.

  • "The impact of attending 'The CashMap Blueprint' has been a transformational experience. Dennis is disarmingly transparent, a great coach and a great sense of humor. Seeing that we can simply and easily achieve what's most important to us created a savings mentality that we didn't think was possible. We're on track to pay off our mortgage and all our debts in just 12 years. We'll save over $250,000. The value of what we've learned is far greater than the cost of the course."

    Arthur and Joanna Jackson | Honolulu, HI

Pay Less Interest

Pay loans off faster

Save More

Added savings builds wealth

Retire Early

Create new opportunities

Loans and credit card payment options provide us with limited flexibility. We’re always left paying too much interest. It’s frustrating we’re left thinking we have no choices. We’re here to share an easy and flexible solution that creates amazing results.

What people are saying

  • "The impact of attending 'The CashMap Blueprint' has been a transformational experience. Dennis is disarmingly transparent, a great coach and a great sense of humor. Seeing that we can simply and easily achieve what's most important to us created a savings mentality that we didn't think was possible. We're on track to pay off our mortgage and all our debts in just 12 years. We'll save over $250,000. The value of what we've learned is far greater than the cost of the course."

    Arthur and Joanna Jackson | Honolulu, HI

  • "CashMap® helped clarify what's most important to me and created a path to achieve financial security faster than I ever thought possible. CashMap improved our marriage - we're now on the same page! I will save almost $89K in interest and will pay off $199K in debt in 4 years."

    Daryl Murrow | Business Owner & Coach, The Murrow Group | Olympia, Washington

  • "My first thought was "there's no way this is real"! How can you accelerate paying off a 5% mortgage with a 6% line of credit? It's true! I learned by managing my average daily balance, the interest rate doesn't matter. Cashmap changed the way I think about savings, borrowing, and the entire process of wealth creation."

    Melvin Danson, MBA, RIA, EA | Principal, Logan Danson | Bellingham, WA

  • "Dennis earned my trust giving me the insight to break psychological barriers removing a big weight off my shoulders. This empowered me to make small changes that had a huge impact that will save me over $42,000 in interest."

    Avril Aikman-Stoddhart | Langley B.C., Canada

  • "The CashMap® Blueprint taught us how to put our money to work to help us quickly pay off our mortgage. With James’ hours getting reduced because of COVID, we got discouraged and didn’t think CashMap would work for us. We were wrong! Dennis got us on track and showed us how to save between $104K and $133K, shaving 16 years off or mortgage enabling us to save over $140K. We are so excited!"

    Lucky and Leila Ventar | Lihue, Hawaii

  • "The CashMap® Blueprint taught us how to put our money to work to help us quickly pay off our mortgage. With James’ hours getting reduced because of COVID, we got discouraged and didn’t think CashMap would work for us. We were wrong! Dennis got us on track and showed us how to save between $104K and $133K, shaving 16 years off or mortgage enabling us to save over $140K. We are so excited!"

    Thelma & James Cacal | Lihue, Hawaii

  • "I started using CashMap ten years ago. As a former banking executive of 25 years, no one taught us the implications on how we manage our money. CashMap saved my husband and me thousands of dollars."

    Mary Kay Robinson, MBA, CNE, CRS, SRES | Real Estate Broker, Windemere, Bellingham, WA

  • "CashMap has been a financial lifesaver for me and my household. In the first five months, I was able to apply an additional $4,000 to my mortgage while saving $4,415.03 in interest and reducing my loan by 20 months! This was accomplished with applying the CashMap principles with no addition to my income or withdrawing from my savings account. CashMap has given me peace of mind. I no longer worry about paying my bills."

    RIC AMBRIZ

  • "CashMap taught us how to defer monthly expenses to the end of the month to reduce or avoid interest charges. That, combined with our careful budgeting, helps us have more money at the end of the month."

    Josh and Tammy McCort of Ferndale, WA

  • "The financial principles in CashMap are easy to understand. Putting these principles to practice will save me over $200,000 on my small condominium. It's amazing how we've all overlooked this simple financial tool. I recommend this tool to anyone who has the discipline to create and maintain positive cash flow."

    John Logan, MBA, Personal Financial Specialist

Try CashMap Pro for free

Take 15 minutes to download our app and find out how much you can save.

Sign up for a live webinar

We’ll answer your questions and help you start bringing your dreams into your present.

Discover how much you can save

Too many people’s hard-earned dollars are adding to their bank’s wealth instead of building their financial freedom. CashMap helps you create an easy to use plan that builds financial independence.

These easy-to-follow resources help you to quickly harness the power of CashMap’s strategy, absolutely FREE:

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tips and techniques

Choosing a Line of Credit to Help You Save More



    Badge-B-120
    worksheet

    Line of Credit Comparisons + Checklist



      The Secret Sauce Banks Don’t Share

      A line of credit is a great wealth-building tool. Make a withdrawal from your line of credit and use it as an additional loan payment to the debt you want to pay off. You’re not increasing your debt.

      Here are two simple steps to dramatically lower the interest you pay on your line of credit:

      First, schedule to pay your bills on the last day of your line of credit's billing cycle, and second, instead of leaving your dollars sitting idle until you pay your bills, move your income immediately to your line of credit.

      Second, when it's time to pay your bills, move the money you need back to your checking account. While your money sits in your line of credit, you will be dramatically lowering the amount of interest that you pay. Less interest paid means additional dollars available to pay off your loan.

      Use this strategy for any debt: student loans, mortgages, car loans and, credit cards.

      • "CashMap has been a financial lifesaver for me and my household. In the first five months, I was able to apply an additional $4,000 to my mortgage while saving $4,415.03 in interest and reducing my loan by 20 months! This was accomplished with applying the CashMap principles with no addition to my income or withdrawing from my savings account. CashMap has given me peace of mind. I no longer worry about paying my bills."

        RIC AMBRIZ

      • "Dennis earned my trust giving me the insight to break psychological barriers removing a big weight off my shoulders. This empowered me to make small changes that had a huge impact that will save me over $42,000 in interest."

        Avril Aikman-Stoddhart | Langley B.C., Canada

      • "The CashMap® Blueprint taught us how to put our money to work to help us quickly pay off our mortgage. With James’ hours getting reduced because of COVID, we got discouraged and didn’t think CashMap would work for us. We were wrong! Dennis got us on track and showed us how to save between $104K and $133K, shaving 16 years off or mortgage enabling us to save over $140K. We are so excited!"

        Lucky and Leila Ventar | Lihue, Hawaii

      • "I started using CashMap ten years ago. As a former banking executive of 25 years, no one taught us the implications on how we manage our money. CashMap saved my husband and me thousands of dollars."

        Mary Kay Robinson, MBA, CNE, CRS, SRES | Real Estate Broker, Windemere, Bellingham, WA

      • "My first thought was "there's no way this is real"! How can you accelerate paying off a 5% mortgage with a 6% line of credit? It's true! I learned by managing my average daily balance, the interest rate doesn't matter. Cashmap changed the way I think about savings, borrowing, and the entire process of wealth creation."

        Melvin Danson, MBA, RIA, EA | Principal, Logan Danson | Bellingham, WA

      • "The CashMap® Blueprint taught us how to put our money to work to help us quickly pay off our mortgage. With James’ hours getting reduced because of COVID, we got discouraged and didn’t think CashMap would work for us. We were wrong! Dennis got us on track and showed us how to save between $104K and $133K, shaving 16 years off or mortgage enabling us to save over $140K. We are so excited!"

        Thelma & James Cacal | Lihue, Hawaii

      • "The financial principles in CashMap are easy to understand. Putting these principles to practice will save me over $200,000 on my small condominium. It's amazing how we've all overlooked this simple financial tool. I recommend this tool to anyone who has the discipline to create and maintain positive cash flow."

        John Logan, MBA, Personal Financial Specialist

      • "The impact of attending 'The CashMap Blueprint' has been a transformational experience. Dennis is disarmingly transparent, a great coach and a great sense of humor. Seeing that we can simply and easily achieve what's most important to us created a savings mentality that we didn't think was possible. We're on track to pay off our mortgage and all our debts in just 12 years. We'll save over $250,000. The value of what we've learned is far greater than the cost of the course."

        Arthur and Joanna Jackson | Honolulu, HI

      • "CashMap® helped clarify what's most important to me and created a path to achieve financial security faster than I ever thought possible. CashMap improved our marriage - we're now on the same page! I will save almost $89K in interest and will pay off $199K in debt in 4 years."

        Daryl Murrow | Business Owner & Coach, The Murrow Group | Olympia, Washington

      • "CashMap taught us how to defer monthly expenses to the end of the month to reduce or avoid interest charges. That, combined with our careful budgeting, helps us have more money at the end of the month."

        Josh and Tammy McCort of Ferndale, WA

      Dive Deeper for More Savings

      Students

      Create Your Own Line of Credit Scenario

      This interactive tool gives you the power to use your own numbers over a 12 month period, create your line-of-credit scenario, and see in detail how your savings are calculated.

      Budget

      Experiencing the Joys of Your CashMap® Blueprint

      Attend a free webinar and see how using the CashMap® Blueprint can enable you to pay off debt quickly without changing your spending so you can fund your kids education, live where you want and, retire early.

      Work

      One-on-One Consultations

      Need one-on-one guidance? We’ll help get started on your path to saving thousands of dollars. We guarantee you’ll be amazed by how much you can save. Book your consultation today!

      Free tools

      What is CashMap?

      Get the App for Free

      Start Saving Today

      BEFORE YOU START SAVING...

      What are YOU saving for?

      Know what you're working towards with our FREE These Are My Dreams worksheet. Visualize your priorities and learn how CashMap can make your dreams a reality!
      DOWNLOAD NOW
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      MANAGING YOUR LAZY DOLLARS FREE EBOOK

      It’s not magic. There’s no hidden catch. Use your bank’s money, not your hard-earned savings, to safely save more money and pay down more debt. Our clients have saved hundreds of thousands of dollars with this simple principle. Learn how it works with our FREE ebook Managing Your Lazy Dollars.